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Medical Stop Loss/Excess Reinsurance

Self-insuring your medical program can be a big step. Many hospitals have chosen to self-insure their medical plans for sound reasons: cash flow advantages, cost savings, flexibility in plan design, to name a few. Along with these advantages comes financial accountability. That's why stop-loss coverage, managed by proven professionals, is a vital part of any self-funded plan.

Since 1990, NJHA's stop-loss program has covered more hospitals in New Jersey than any other insurer. Our valuable expertise accommodates the individual needs of each facility and assists with making important contract decisions. The true strength of our program, however, is our unfailing commitment to service and claim advocacy on your behalf.

Program Highlights

• Claim advocacy
• Competitive pricing
• Flexible underwriting
• Cash advance options
• Policy year maximums

Experts

Linda Frusciano, Director of Insurance Services, 609-275-4227 OR 1-888-221-2182; E-mail lfrusciano@njha.com.