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Access a Best-In-Class Retirement Program for Your Employees That Includes Plan Consulting, Enrollment, Education and Plan-Level Advice Services Through Independent Investment Advisor, Hamilton Cavanaugh & Associates.

NJHA Strategic Partner Hamilton Cavanaugh & Associates' (HCA) distinct retirement program, Aspire, can provide you with a viable solution to meet the challenges of the recent changes in pension legislation and 403(b) regulations. As a registered investment adviser, HCA also provides complete enrollment, education and advisory services - reducing the amount of time your staff spends administering and communicating to employees.

Key features include:

• Independent third-party investment adviser who selects investment options and provides ongoing monitoring;
• Written due diligence procedures that assure fiduciary compliance;
• "Unbundled" platform that provides plan sponsors maximum flexibility in the retirement marketplace;
• Best-in-Class funds and service providers;
• Unique Web portal that consolidates participant account information from prior and current retirement programs;
• And much more...

Let HCA help select the best investment options for your best program today!

Click here for detailed information regarding the additional features of Aspire. Or contact HCA's Donna Kramer, 800-433-9832 or e-mail aspire@hamcav.com.

NJHA Corporate Services experts: William Kennedy, senior vice president, 609-936-2196, e-mail wkennedy@njha.com.
Or contact Jo Ann Morgano, director of marketing, 609-936-2199, jmorgano@njha.com.